Warning
- You may have to pay penalties if you pay off a loan/financing early
- If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
- Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit
It’s all within reach with our FAB Loans. Whether you’re looking for a car, home or personal loan, FAB offers a wide variety of options with competitive interest rates and flexible repayment plans to help get you on your way.
Find out more with our Loans Calculator
Let’s get started, it’s easy. Just enter your details and you can get an idea of how much you are eligible to borrow and what your monthly repayments would be.
Indicative Loan Calculator
Car Loans
Time for a new car? Own the car you’ve always wanted with our FAB Car Loans.
Personal Loans
Take care of your personal financial needs with our FAB Loans. Find the one that works for you.
Loan Products & Services
Discover our specialised products.
Secured Loans
Get a secured loan against your fixed deposits with FAB.
- Loans of up to AED 5 million
- Loan duration of up to 48 months
- Minimum monthly salary of AED 7,000
National Loans Scheme
Developed by the Central Bank of the UAE.
- Exclusively for UAE nationals with loans prior to May 2011
- Debt burden ratio should exceed 50% of their monthly salary
Buyout Loans
Take control of your finances by moving your loans to FAB.
- Loan amounts of up to AED 5 million
- Loan duration of up to 48 months
Does FAB offer flexible monthly repayment options for loans?
Yes, FAB offers a range of flexible repayment options as well as up to five months for personal loans and up to three months for car loans before your first installment.
What are the requirements for a personal loan?
FAB offers personal loans for UAE nationals and personal loans for expats. The requirements for a personal loan are:
- Employed with a governmental, semi-governmental or legitimate private organisation
- Applicants must be 21+ years old
- A minimum monthly salary of AED 7,000
- Copy of a valid passport/resident visa/Emirates ID (Originals must also be presented)
- Bank statements for the last three months showing salary credits (if salary is not credited to a FAB account)
- Salary transfer letter/salary certificate addressed to FAB
- Liability letter or a clearance letter (in case of buyout loans)
- Signed and completed application
Will I get flexible interest rates with FAB loans?
Yes, FAB offers flexible and competitive interest rates starting as low as 3.99% per year.
What kind of car loans are available?
There are three types of car loans you can choose from:
- Car loans for self-employed individuals
- Car loans for salaried individuals
- Etihad Guest Car Loan
Do I need to be a salary transfer customer to receive a personal loan?
No, FAB offers a non-salary transfer personal loan for UAE nationals.
How long is the loan approval process?
If you apply for a loan on our website, you will receive a call back within 24 hours. The entire loan approval process takes approximately 24 hours to complete.
What is the maximum loan amount that a customer can borrow?
This amount varies depending on the loan. UAE nationals can receive loans of up to AED 5 million and expats can receive loans for up to AED 2 million.
If you wish to speak to an expert to explore your opportunities, please contact 600525500.
*Disclaimer: All the information / options provided by FAB are for the purposes of the customers’ informed decision making and will not be deemed as a specific advice or recommendation.
FAB’s Convenient Branch and ATM Network
TALK TO US
You can contact us with the contact below
We are here with you every step of the way. How would you like to connect with us?
| For customer calling from UAE | For customer calling from outside UAE | ||
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600 52 5500 | |
+971 2 681 1511 |