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Personal Banking | First Abu Dhabi Bank - UAE

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Elite

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Elite Savings Accounts

SCAN ME

Elite Accounts

Elite Savings Account

So much more than a savings account

Open your account
Open your account
Open your account
Open your account

Features

Multi-currency accounts with no minimum balance requirement

Earn competitive interest rates**

First international remittance free per month (only FAB charges are waived for remittance made from AED accounts through SWIFT. No fee waiver on Instant Transfers)

Tiered interest rate on AED savings account

Elite Savings Account
(Average Balance)		 Basic Savings Rate
(Per Year)		 Additional Interest
(Per Year)		 Effective Interest Rate
(Per Year)
< AED 100K 0.02% 0.00% 0.02%
AED 100K to < AED 500K 0.02% 0.025% 0.045%
>= AED 500K 0.02% 0.05% 0.07%

FAB Rewards

Debit card benefits

Your Elite Saving Account comes with a free Elite World Mastercard debit card, which provides easy access to your money

High daily ATM cash withdrawal (up to AED 25,000) and purchase limits (up to AED 75,000)

Free cash withdrawals from any ATM in the UAE

Four free cash withdrawals per month from any ATM outside the UAE

Access to exclusive benefits and preferential treatment allowing World Mastercard cardholders to move seamlessly across the world to experience the best it has to offer

FAB Rewards

Rewarding in every way

With your Elite Saving Account, you will earn FAB Rewards when you spend using your debit card

Earn 60 FAB Rewards for every AED 100 you spend domestically and 120 FAB Rewards for every AED 100 you spend internationally. Learn more.

Enjoy instant redemption at your fingertips and easily choose from an extensive selection of rewards such as shopping, cashback, paying your utility bills, dining out or booking your next holiday. Learn more.

Experience exclusive lifestyle rewards through our World Mastercard debit card. For details please click here

Debit card daily limits
  • Elite Eligibility is 500,000 AED the Total Relationship Balance (TRB), 2,500,000 AED Mortgage or 50,000 AED Salary Transfer.

    TRB = Current/savings/call account balance + fixed deposits + investments

    • OR
  • The completed account opening form
    • OR
  • Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
    • OR
  • Proof of income
    • OR
Note: Additional documents may be required on a case-by-case basis
  • ATM cash withdrawal limit AED 40,000
    • OR
  • Retail purchase transaction Limit AED 75,000
    • OR

Find out more about our Terms & Conditions

View our terms and conditions
View our terms and conditions
View our terms and conditions
View our terms and conditions

Savings account interest rates

1 MB/PDF
Last updated 19/1/2023

Fees and charges

146 KB/PDF
Last updated 19/1/2023
SCAN TO DOWNLOAD

Open an Elite Savings Account instantly on the FAB Mobile app

FAB Mobile puts the power of the bank in your hands

  • Get your FAB account and credit cards instantly. Zero paperwork
  • Open an account and get a credit card, with just your Emirates ID
  • Use your FAB Rewards to pay your bills anytime, anywhere
  • Check your balance, send money and earn rewards in a few taps
Explore Mobile Banking

Ready to apply?

TALK TO US

You can contact us with the contact below

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

View our Branches & ATMs
For customer calling from UAE Ratibi Service from UAE
600 52 5500 600 52 2298

For customer calling from outside UAE Ratibi Service from outside UAE
+971 2 681 1511 +971 2 499 6279