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Broaden your options

Borrow against the value of your rental
income with the FAB Landlord Loan.

Warning

  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

Features - Enjoy great rates & flexibility

*Interest Rate (starting): Base Rate + 2% per year (Variable Rate)

Flexible repayment terms of up to 48 months

Loans of up to AED 2 million

Repayment from rental income received on properties managed by select banks

*Disclaimer: This is a Variable Rate Loan. Click here for the current variable rates

Criteria to be met for the applicable variable rate

  • Rate applicable is Base Rate + 2% if property is mortgage free
  • OR
  • Rate applicable is Base Rate + 3% if property is under ‘other Bank’ Mortgage
  • OR
  • Applicable only to UAE Nationals customers Banking with FAB with mandated salary / pension credit to the FAB account
  • OR
  • Mandatory assignment of Rental income to FAB
  • OR
  • This is a Variable Interest Rate Loan
  • OR
  • Assignment of rental income to FAB
  • OR
  • Signed and completed application
  • OR
  • Copy of a valid passport/resident visa/Emirates ID(Originals must also be presented)
  • OR

Terms and conditions apply.

*All interest rates quoted are effective rates on the loan’s outstanding balance.

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.
I am an employee of Ministry of Defense
My monthly Salary is
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I need to borrow
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And pay it back over
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Annual interest rate
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Monthly repayment
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Total repayable
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Monthly repayment
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0
Total repayable
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* Please note that this is just an estimate calculator based on given amounts

Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Ready to apply?

TALK TO US

You can contact us with the contact below

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

For customer calling from UAE Ratibi Service from UAE
600 52 5500 600 52 2298

For customer calling from outside UAE Ratibi Service from outside UAE
+971 2 681 1511 +971 2 499 6279