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Personal Banking | First Abu Dhabi Bank - UAE

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Loans in the UAE - Apply Online | First Abu Dhabi Bank - UAE

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Non-salary Transfer Loan for Expats

Personal Loans

Non-salary Transfer Personal Loan for Expatriates

Get the personal loan you need without having to transfer your salary.

Apply now
Calculate your repayment plans
Calculate your repayment plans
Calculate your repayment plans
Calculate your repayment plans

Warning

  • You may have to pay penalties if you pay off a loan/financing early
  • If you do not meet the repayments/payments on your loan/financing, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future
  • Refinancing your loans/financing may take longer to pay off than your previous loan/financing and may result in paying more In interest/profit

Features

Get high loan amounts of up to Arab Emirate Dirhams (AED) 600,000 with flexible payment terms of up to 48 months

Enjoy best-in-class rates starting from 15.49%* fixed per year

A salary transfer to a FAB account is not required, and you can pay your instalments from the bank account into which you receive your salary each month

A personal loan is available even if your employer is not on FAB’s Approved List of Employers

Benefit from comprehensive life insurance coverage

Eligibility - Here's how you qualify
  • You have a minimum monthly income of AED 15,000
    • OR
  • You have completed a minimum of 18 months service with your current employer
    • OR
  • You have an acceptable Credit Bureau Score
    • OR
  • You are 21 years of age or older
    • OR
  • A copy of a valid passport, visa and Emirates ID, and you must also present the originals
    • OR
  • Present bank statements for the last six months showing salary credits (if your salary is not credited to a FAB account)
    • OR
  • Prepare a salary certificate addressed to First Abu Dhabi Bank
    • OR
  • Complete the application form
    • OR

Terms and conditions apply.

*All interest rates quoted are effective rates on the loan’s outstanding balance.

Indicative Loan Calculator

Just enter your monthly income and expenses for each category and the calculator will do the rest.
My monthly Salary is
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And pay it back over
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Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Monthly repayment
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Total repayable
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* Please note that this is just an estimate calculator based on given amounts

Additional one-time upfront processing fee of 1.05% will apply on the loan amount (minimum AED 525 and maximum AED 2,625). A life insurance fee may apply. For further information on fees and charges, please refer to the service and price guide.

Ready to apply?

TALK TO US

You can contact us with the contact below

We are currently experiencing higher call volumes than usual. We encourage you to use the FAB Mobile application and check our Frequently Asked Questions (FAQs) page.

View our Branches & ATMs
For customer calling from UAE Ratibi Service from UAE
600 52 5500 600 52 2298

For customer calling from outside UAE Ratibi Service from outside UAE
+971 2 681 1511 +971 2 499 6279