Accelerator customers would be eligible for extra benefits such as a Welcome Bonus, privileged account benefits, higher loyalty benefits on credit card spends, and additional benefits on availing other eligible products from FAB. Customers who hold individual products with FAB and are not subscribed to the Accelerator Programme would not be eligible for these benefits.

The Welcome Bonus is based on the Accelerator tier the loyalty program chosen by the customer.

The customer should meet the following conditions in order to get the Welcome Bonus:
- Credit turnover of at least AED 15,000 in the Current Account in a month
- At least 1 spend transaction on the Credit Card
- No delinquency on any FAB product
Once the above conditions are met, the Welcome Bonus would be credited to the customer’s loyalty program as per the following schedule for each Tier:
- Booster: Next credit card statement after satisfaction of above criteria
- Booster Plus: Two equal quarterly installments, starting with the next credit card statement after satisfaction of the above criteria
- Turbo Booster: Three equal quarterly installments, starting with the next credit card statement after satisfaction of the above criteria

Customers are entitled to higher loyalty benefits on the credit card spend under the Accelerator Programme than without Accelerator.

Customers can see these benefits in their monthly credit card statement.

The maximum loyalty benefits customers can earn on the credit card spend under the Accelerator Programme are dependent on the Accelerator Tier and Credit Card Loyalty Program. This maximum cap applies only to the Accelerator loyalty benefit, and the standard credit card loyalty earnings would continue even after the Accelerator loyalty cap is reached.

The maximum Loyalty points that the accelerator customer could earn is as seen below. There are separate monthly and Annual caps
Loyalty Program	Period for cap	Booster / Tier 1	Booster plus / Tier 2	Turbo booster / Tier 3	Remarks (Over and above the accelerator caps)
First Cashback	Monthly cap	AED 300	AED 400	AED 500	Those customers who reach the max in a month/year based on accelerator caps will continue to earn Tier based earnings up to 5% which is the normal cash back program Max Cap on earnings is AED 1000, per cycle on normal credit cards Cashback amount worth AED 100 or more can be redeemed. Redemption will be permitted in multiples of AED 50 only No expiry
First Cashback	Annual cap	AED 3000	AED 4000	AED 5000
First Miles	Monthly cap	5000 miles	6750 miles	8500 miles	Those customers who reach the max in a month/year based on accelerator caps will continue to earn miles on the normal card program as there is no cap to the earning on normal card program Min. 5000 miles to be accumulated to be eligible for redemption No Max. CAP on monthly redemptions Expiry- 3 years
First Miles	Annual cap	50000 miles	67500 miles	85000 miles
First Reward points	Monthly cap	40000 points	55000 points	70000 points	Those customers who reach the max in a month/year based on accelerator caps will continue to earn points on the normal card program as there is no cap to the earning on normal card program Special bonus points campaigns have earning restrictions based on Card type No restriction on redemption, however redemptions towards utility bills and online transactions is restricted (Max worth AED 500 per month) No expiry
First Reward points	Annual cap	400000 points	550000 points	700000 points

Every time a customer takes an eligible product from FAB under the Accelerator Programme, he/she would be entitled to additional loyalty benefits.

No, the additional loyalty benefits are applicable only for products taken after subscribing to the Accelerator Programme. But these additional products will reduce your monthly credit card fee or may even make it absolutely free.

Customers would receive a separate monthly Accelerator e-statement on their e-mail ID registered with FAB, with details of all benefits received as part of the Accelerator Programme.

Please visit our website for more details on the redemption process.

Customers can change the loyalty program from miles to rewards to cash back and vice versa any time. Change in the loyalty program will be instantly applied but existing balance on the loyalty program will not be transferred to the new loyalty scheme.

Cash Back do not have expiry date, but Miles and Reward points expire in 3 years.

Features and Benefits

Frequently asked questions

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First Abu Dhabi Bank