Get the spending power you need for the lifestyle you want
High credit limits
Up to 25 days interest free
Money Transfer
With the FAB Money Transfer facility, you can now transfer your money to India, Pakistan, Sri Lanka, Egypt or Philippines without any transfer fee or processing fee. For details, call 600 52 5500. Learn more.
Shop Smart
Get up to 10% Cashback all year round at leading global online stores using your FAB Credit Card. Visit shopsmart.ae to register and save every time you buy from your favourite online brands using Shop Smart.
Rewards and Offers
Sprinkle some Star-dust into your lifestyle
Enjoy the ultimate flexibility in loyalty programs and switch between loyalty programs on the same card at no extra cost, all year round
First Rewards
First Rewards is a unique loyalty programme designed for FAB Credit Card members. Earn double First Reward Points every time you use your FAB Credit Card at any supermarket or departmental store in the UAE or on all purchases internationally. Choose from hundreds of rewards vouchers for jewellery, personal accessories, electronics and more at Abu Dhabi Mall, Khalidiya Mall, Cine Royal Cinemas, Lulu, Paris Gallery, Mc Donald's and other popular destinations. Then call 600 52 5500 indicating your choice of reward(s) for redemption. Click here to know more.
First Cashback
First Cashback is a first of its kind Cashback loyalty program in the UAE that offers guaranteed cashback earnings up to 5%, with no minimum spend criteria. What's more? Cashback earned has no expiry. This program allows you redeem your accumulated cashback amount at any time by contacting our Call Centre on 600 52 5500. Upon your request, cashback will be instantly credited to your FAB Credit Card. Click here to know more.
Protection Benefits
Protection for you and your family
Your Standard Card comes with a range of additional protection features
Standing Instructions
With Standing Instructions, you can conveniently make up to 20 payments including utility bills, schools & university fees and insurance premiums such as Etisalat, E-vision and more; paid on time, every time. You will never have to remember payment dates ever again.
Credit Shield
Get peace of mind that if something happens so you can’t meet your credit card payments, your outstanding balance is paid off. Learn more.
Wallet Shield
A lost or stolen wallet is more than just inconvenience and monetary loss. It takes away your peace of mind and puts you completely off track. Wallet Shield covers fraudulent transactions on your lost or stolen credit cards, robbed or stolen cash as well as for theft of identification papers or keys. To apply, SMS WS to 2121.
Accident Care Plan
As a FAB Credit Cardholder, you are automatically enrolled in the personal accident insurance scheme worth AED 150,000 to cater to unforeseen eventualities like Death or Permanent Total Disability arising from an accident. In case of Permanent Total Disability, the benefit amount will be paid after six consecutive months of total disability recognised by a physician authorised by the insurance provider. First month of enrollment is free of charge.
3.15% of the amount cash obtained with a minimum of AED 105 per transaction
International Transaction Fee
2.05% of transaction value + scheme charges
Card Replacement Fee
AED 78.75
Credit Shield Plus Fee
1.04% of outstanding balance
Wallet Shield Fee
Charged per month at 0.42% of outstanding balance
Accident Insurance Fee
Charged per month at 0.26% of outstanding balance or AED 31.5 which ever is higher
Late Payment Fee
AED 241.50 in any month when the payment is late, or not made, or is less than the minimum amount due
Over Limit Fee
AED 288.75 in any month when the outstanding balance is greater than the assigned credit limit
Plan Deferment Charges
AED 262.50
Cheque Returned Fee
AED 210
Minimum Monthly Payment
5% of outstanding or AED 100 whichever is higher
Payment due date from statement date
21- 25 days
Statement Reprint Charges
AED 26.25 per statement
Copies of Transaction Slips
AED 26.25 per transaction slip
Outstation Cheque Processing Charge
AED 52.50
Dispute Verification Charge
AED 105
Issuance of Liability Letter
AED 52.50
Above fees and charges are inclusive of VAT, if any.
Credit Card Charges are rounded off to 2 decimal places.
* Effective 11th June 2019, Interest rate on Retail Purchases and Cash Advance balances are subject to increase by 0.5% in case the card account is past due. An account is considered past due if the minimum payment due is not received before the payment due date. Subsequently, interest charges will revert to the prevailing product interest rate at the next billing date if the Card account is no longer past due.
Thank you for your interest in FAB Visa Infinite Credit Card.
We will call you within 1 hour from a landline number starting with 04-565 XXXX to finalise your application.
We are sorry we can't register your interest right now, please SMS 'WEB" to 2121 and we will call you back
Interested in applying to another product? Click on the button below to start a new application.
Interested in applying to another product? Click on the button below to start a new application.
Make the most of your credit card with FAB's fantastic offers
Please be aware that the external site policies, may differ from our website terms and conditions and privacy policy. The next site will open in a new browser window or tab
UAE 
Follow link
