Rewards for every INTERACTION

Earn FAB Rewards on your FAB Islamic credit card and debit card spends, current account balances, fixed deposits, home loans, auto loans and personal loans. You also get rewarded for registering to FAB Islamic digital banking channels and initiating online transactions.

FAB Islamic Credit and Debit Cards

Every time you use your FAB credit and debit cards, you are on your way to earning free and exciting rewards!

FAB Islamic Classic, Gold and Titanium Credit Cards

2 FAB Islamic Rewards for every AED 1 spend in non AED currency
2 FAB Islamic Rewards for every AED 1 spend at supermarkets, upon cumulative spend of AED 400 per month
1 FAB Islamic Reward for every AED 1 spend in the UAE (local currency)

FAB Islamic World Castle, Horse, Peacock and Mosque Debit Cards

40 FAB Islamic Rewards for every AED 100 domestic spend (local currency)
80 FAB Islamic Reward for international spend (foreign currency)

FAB Islamic Platinum Debit Cards:

10 FAB Islamic Rewards for every AED 100 spend

FAB Islamic Savings accounts based on Mudarabah

Get rewarded with up to 5 FAB Islamic Rewards for every AED 1,000 of savings account balance or investment deposits. Your rewards increase with incremental balance and you can earn up to maximum of 24,500 FAB Islamic Rewards per month.

Balance	FAB Islamic Rewards per AED 1,000 Monthly Average Account Balance	FAB Islamic Rewards per AED 1,000 FAB Islamic Investment Deposits Balance
Up to AED 10,000	-	-
AED 10K to AED 500K	1.7 FAB Islamic Rewards	1.7 FAB Islamic Rewards
AED 500K to AED 3M	3.3 FAB Islamic Rewards	-
>AED 3M	5 FAB Islamic Rewards	2.5 FAB Islamic Rewards

FAB Islamic Finance

Buying your dream car? Financing a property for residential use or investments? Dreaming of your next vacation? Get rewarded with exciting FAB Islamic Rewards for every executed finance application.

Finance Type	FAB Islamic Rewards per AED 1,000 finance amount	Maximum FAB Islamic Rewards per transaction
FAB Islamic Personal Finance	300 FAB Islamic Rewards	200,000 FAB Islamic Rewards
FAB Islamic Car Finance	100 FAB Islamic Rewards	200,000 FAB Islamic Rewards
FAB Islamic Home Finance	240 FAB Islamic Rewards	600,000 FAB Islamic Rewards

FAB Islamic Digital Banking Channels

Get 1,000 FAB Islamic Rewards upon first time registration to FAB Mobile or Internet Banking channels.

Transact using FAB Mobile and earn more Rewards faster!

600 FAB IslamicRewards on international remittances, up to a maximum of 3,000 FAB Islamic Rewards monthly
2,000 FAB Islamic Rewards for every new standing instruction bill payment setup, credited after third successful payment; up to a maximum of 10,000 FAB Rewards per customer.

Redemption options are EXTENSIVE

With a whole new extensive range of options to select from, you can now choose to use your rewards from shopping, paying your utility bills, dining out or booking your next holiday. Enjoy the ultimate flexibility of using your Rewards the way you like!

Free shopping at point of sale

Instantly redeem your rewards at the point of sale in-store at over 4,500 FAB terminals across the UAE including leading brands across Lulu, Al Shaya Group, Al Futtaim group, GEMS education, Americana Group, and many more. Select from the below categories to view an indicative list of brands. You will automatically be prompted for FAB Rewards Redemption at the time of payment wherever this service is enabled.

01.

Present your card for payment

Your Rewards balance will automatically be displayed when you tap or insert your card for payment

02.

Select partial or full payment with Rewards

You can decide to pay the full transaction amount with your Rewards balance or pay partially with your available Rewards balance and use your FAB Islamic credit card for the remaining amount

03.

Enter your transaction PIN & confirm

Your transaction will be processed, the receipt will reflect details of the purchase and summary of your Rewards redeemed

Free gift cards and shopping vouchers

Redeem your rewards for instantly downloadable digital gift cards! Perfect to celebrate a joyous occasion, buy something special for your loved ones or to treat yourself.

01.

Login to FAB Mobile

You can now redeem your Rewards conveniently at a click of a button

02.

Navigate to Rewards Menu

Click on Vouchers and select a brand of your choice

03.

Enter a denomination & confirm

Your transaction will be processed, a digital copy of your voucher will be saved in the My Rewards section for use any time until expiry

Free transaction reimbursement

Pay for any of your purchases globally using your FAB Islamic credit card including Apple Pay or Samsung Pay purchases or using your debit card, and then offset your purchase with your Rewards later by selecting the option “Reimburse transaction” from your Rewards dashboard on FAB Mobile. You can also use this option to settle any bank charges.

01.

Pay for your purchases

Make a purchase anywhere, for anything using your FAB credit card including payments via Apple Pay and Samsung Pay or with your FAB debit card

02.

Login to FAB Mobile, select Reimburse transaction

Navigate to the Rewards section and select “Reimburse transaction”

03.

Choose a transaction and redeem

All your eligible purchase transactions and bank charges will reflect within 48 hours, you can select any particular transaction and offset the purchase for an immediate direct cashback credit to your statement

Free cashback

If you’re a fan of simple cashback rewards, redeem your FAB Rewards for a direct cashback credit to your statement. Cashback can be redeemed in multiples of AED 50 and is instantly processed in real-time. (Note: every 1 point will earn you AED 0.007)

01.

Login to FAB Mobile, select Cashback

Navigate to the Rewards section and select “Cashback”

02.

Enter Cashback Amount

Enter any amount in multiples of AED 50.

03.

Select card and confirm

Select the card to which your cashback credit should be posted and confirm your transaction. Cashback will be instantly processed a credit transaction will be posted to your card statement

Free airline miles exchange

Exchange your FAB Rewards for Emirates Skywards or Etihad Guest Miles and fulfill your travel goals. Whether you want to plan a trip to your dream destination, stay at a luxurious resort , experience a thrilling adventure or travel in style & comfort with business class upgrades, your you can use your Miles to enjoy what you love the most.

11 FAB Rewards= 1 Etihad Guest Mile
18 FAB Rewards = 1 Skywards Mile

01.

Login to FAB Mobile, select Convert to Miles

Navigate to the Rewards section and select “Convert to Miles”

02.

Choose Miles transfer partner

Select to transfer your rewards to Etihad Guest Miles or Emirates Skywards Miles partners, key in your respective frequent flyer membership number

03.

Enter number of miles required and confirm

Enter the number of Rewards you would like to transfer or alternatively the number of Miles you would like to receive and click confirm. Miles will be credited in your respective frequent flyer account within 24 hours

Free utility bill payments

Making your monthly bill payments is hassle free! You can now conveniently pay off your water and electricity, salik, du and Etisalat bills using your FAB Rewards. Choose to pay your bill in full with your rewards or make a partial payment with rewards and settle the balance with your FAB Islamic credit card, debit card or account balance.

01.

Login to FAB Mobile, select Pay Utility Bill

Navigate to the Rewards section and select “Pay Utility Bill”

02.

Choose Service provider

Select from our list of partners including Etisalat, du, ADDC, DEWA, SEWA, AADC, FEWA and Salik, and enter your consumer number. Your bill details will automatically be fetched from the service provider

03.

Select partial / full amount payment with Rewards

Choose if you would like to pay the full amount using your rewards balance or select pay other amount to enter the number of Rewards you would like use towards partial bill payment and click confirm. Your bill will be settled immediately

Travel

Use your FAB Rewards to relax, unwind, renew and enjoy! Select from over 120 major airlines, 650,000 hotel properties and beach resorts, 36 car rental companies, across 30,000 locations in 195 countries. Also redeem for local events, excursions, activities and theater tickets.

01.

Login to FAB Mobile, select Travel

Navigate to the Rewards section and select “Travel”

02.

Choose your service and Book

Select your travel service and view options to pay partially or in full using your available FAB Rewards. Enter your FAB payment debit/ credit card for any balance amount and confirm your booking with your transaction OTP

03.

Booking confirmation reference

Your e-ticket/ booking confirmation reference will be generated and automatically stored in the My Rewards section on your FAB Mobile Rewards dashboard. Present your ticket to access the service

Store

Want more choice? Conveniently search from thousands of products sourced globally through our online e-commerce shopping store. Find a product based on your Rewards balance, brand or category and redeem your FAB Rewards for an item of your choice. Pricing in Rewards is inclusive of taxes and shipping and products will be delivered directly to your doorstep.

01.

Login to FAB Mobile, select Shop

Navigate to the Rewards section and select “Shop”

02.

Choose any product and Book

Select your item and view options to pay partially or in full using your available FAB Rewards. Enter your FAB Islamic payment debit/ credit card for any balance amount and confirm your booking with your transaction OTP. Enter your delivery address

03.

Item shipment status

Your item confirmation reference will be generated and delivery status will automatically be updated for you to track the shipment anytime using the My Rewards section on your FAB Mobile Rewards dashboard

Redemption is INSTANT

We have designed an experience that you will enjoy using! Accessible anytime, anywhere through FAB Mobile and Internet Banking our new FAB Rewards program puts you in full control and gives you the convenience of redeeming your rewards instantly.

Digitally enabled and convenient to access

All your redemption options are now conveniently accessible in one place within your FAB Islamic banking app. Browse through high-value surprise loyalty deals using the “My Rewards” dashboard, enroll for bonus rewards offers and view your redeemed items including e-ticket bookings, shopping order status and digital copy of e-vouchers.

Real-time, you can enjoy your reward instantly

No more waiting! No more calls! We’ve made it time-saving, your redemptions are now instant, quick and easy.

Simple and transparent

All the information you need about your program is available in the new History section on your Rewards dashboard, here you can see details on your rewards transaction activity, product level rewards earnings, view your redemption trends, and rewards expiring soon.

How can I accumulate more FAB Islamic Rewards faster?

Learn more

What can I get with my FAB Islamic Rewards?