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First Abu Dhabi Bank
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Lifeline
FAB’s overdraft facility provides you with the flexibility of revolving credit
Be ready for life’s surprises with a lifeline overdraft to cover your short-term lending and cash flow needs.
Features
- Overdrafts available of up to two times your monthly salary
- Interest charged upon utilisation only
- Competitive interest rate
- Facility extended on your current account
- Easy access to funds through your FAB salary account
- Withdrawal at ATM (up to overdraft limit)
- Cheque issuance (up to overdraft limit)
- Debit card spend (up to overdraft limit)
- A maximum overdraft of AED 50,000
Eligibility
- Applicant must be 21 years of age or above
- A minimum monthly salary of AED 2,000
- Applicant must have a salary account with FAB
- Applicants with a monthly salary of AED 2,000 to AED 5,999 are eligible for a lifeline overdraft limit of their full monthly salary
- Applicants with a monthly salary of AED 6,000 and above are eligible for a lifeline overdraft limit of two times their salary (subject to a maximum limit of AED 50,000)
Required documents
- Salary transfer letter/salary certificate addressed to FAB
- Application completed and signed by the customer
- Copy of a valid passport/resident visa/Emirates ID (originals must also be presented)
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